Question 1

What is Cooked?

Accepted Answer

Cooked is a privacy-first personal finance app for Indonesia. It turns your monthly bank statements (BCA, Mandiri, BNI, BRI, CIMB) into spending breakdowns, cash-flow health checks, and AI money insights. Your PDF never leaves your device — it's read locally in your browser.

Question 2

Does Cooked store my bank statement PDF?

Accepted Answer

No. Cooked reads your PDF locally in your browser with pdf.js and never uploads it. Only the structured transactions (date, description, debit/credit, balance, category) are saved to your private workspace. Original PDFs remain only on your device.

Question 3

How does Cooked help my financial health?

Accepted Answer

Cooked gives you categorized spending by merchant and category, month-over-month trends, cash-flow health (income vs expense), subscription/recurring detection, and an AI Money Coach that answers questions like 'Where did I overspend on Food?' using your actual data — not generic advice.

Question 4

Which Indonesian banks does Cooked support?

Accepted Answer

Cooked supports BCA (Bank Central Asia), Bank Mandiri, BNI, BRI and CIMB. Unknown formats use a privacy-aware Cooked AI fallback on small text chunks only. Cooked handles Indonesian formats like 1.250.000 and dates 01/08/2026 or 01 Ags 2026.

Question 5

Is Cooked free?

Accepted Answer

Yes, Cooked offers a free Starter plan with 1 statement per month, spending breakdown, CSV export and balance validation. Cooked Health Pro (IDR 86,000/month) unlocks 20 statements, AI Money Coach, month-over-month trends and priority support.

Question 6

Is Cooked financial advice?

Accepted Answer

No. Cooked surfaces patterns from your past spending to help you monitor financial health. It is not a licensed financial, investment or tax advisor. Consult a professional for regulated decisions.

Question 7

Can I export or delete my data from Cooked?

Accepted Answer

Yes. Export any statement as CSV in Cooked. Delete any statement at any time — it permanently removes its transactions and chat history. Your source PDF was never on Cooked's servers, so nothing remains to purge.